Intercare Insurance Solutions understands the challenges, particularly in these uncertain economic times, of designing and administering retirement plans that will attract and retain employees. Our value-based benefit solutions provide education to support participants and your fiduciaries' needs.
Minimize Your Plan Costs
We offer effective tools to evaluate plan performance, including benchmark comparison of service providers, total cost analysis, and disclosure of both hard- and soft-dollar fees. We review our client’s plans regularly to ensure they are matching expectations.
Optimize Your Investment Return Potential
We continually review available funds to ensure an optimal lineup. Our proprietary fund ranking investment analysis reports and asset allocation models help participants get the most from their investment dollars.
Boost Employee Participation via Retirement Education
Retirement planning doesn’t have to be dry. Our popular Edutainment Experience seminars present valuable information to encourage participation in 401(k) plans or other retirement plans. We offer one-on-one guidance, bilingual educators and access to our Financial Planner referral network.
Guide Plan Fiduciaries Through Due Diligence Process
Fiduciary compliance requirements have never been more strict, with more responsibility falling on employers than ever before. To help ensure compliance, we offer comprehensive support including creation/maintenance of your Investment Policy Statement (IPS), 404(a)/404(c) guidance, plan design analysis and fiduciary plan review.
Maximize Your Scope of Service
We are committed to providing you with the best in practice plan designs possible. With ever-increasing scrutiny on employer-sponsored retirement plans and the current market volatility, we feel this is a critical time to make sure your company is on the right path.
Types of Retirement Programs Offered:
- Traditional and Roth 401(k) Plans
- Profit Sharing
- Non-Qualified Deferred Compensation
- Defined Benefit Plans