The average cost of a group health plan has increased 73% over the past 5 years -- while coverage, service and overall value have decreased.

We eliminate this value gap for our clients by reinvesting in additional services that work to improve program performance.

·         Value Based Benefits

·         Corporate Wellness

·         Health Risk Appraisals

·         Nurseline

·         Self-Care Guides

Financial & Expense Management

·         Plan Design Analysis

·         Strategic Planning

·         Actuarial Analysis

·         Comprehensive Stop Loss Analysis

·         Proprietary Products

·         Market Survey

·         Mergers & Acquisitions

·         International Benefits

Administrative Support & Liability Management

·         Compliance Management

·         MyWave HR Portal

·         Dedicated Member Services

·         Escalated Issues

·         ERISA Council

·         Signature Ready 5500 Filing

Employee Enrichment

·         Dedicated Member Services

·         Patient Advocacy

·         Customized Benefit Guides

·         Annual Benefit Statements

·         Survey Development and Analysis

Our unique suite of HR-centric services enables our clients to maximize every penny of value from their benefit premium.

Brokerage compensation (commission) is tied to insurance premiums. If you are evaluating your benefit programs, ask prospective brokers how they have invested to help their clients succeed.